For-Profit Healthcare

It is not always workers alone that a predatory industry exploits.  Sometimes it is the clients, those who pay for the product or service.  To seek some sort of financial reward in exchange for providing professional aid is unproblematic in itself.  This would also apply to those with high positions or more prestigious roles, no matter the industry.  Everyone from executives to mechanics to academic consultants to doctors would not be irrational or unjust to forsake their profession if it was not for the compensation or other benefits they receive in exchange for their work.  If the pursuit of monetary profit is prioritized at the expense of caring first and foremost about reason and moral obligations, this is where the egoistic stupidity appears.

The healthcare industry of some countries, America included, has a reputation for frequently, intentionally taking advantage of its clients in one way or another.  While there is nothing inherently predatory about simply having investors to which a company is accountable, the American for-profit healthcare industry is so often a den of deception, greed, or financial burden that some people are terrified at the thought of ever calling an ambulance--not because of whatever condition the emergency personnel are being called for, but because of the monetary cost.  Nonprofit organizations, including hospitals, still need revenue or donations for expenses like electrical power and paying employees, but the goal of a genuine nonprofit group is not to amass and needlessly hoard wealth, hence why they are granted tax exemptions.  For-profit healthcare organizations might be on the leash of demanding, selfish investors who only ultimately prioritize their own economic benefit.

For those groups willing to exploit the sick or injured, probably in addition to their own medical workers, there are many avenues available to them.  Medications could have the prices increased or set at an initially extreme number for no reason other than because desperate people with enough money to spend on them might still pay the extraordinarily inflated cost, most of which can be given to the investors or executives who need this surplus money the least.  Hospital bills can reach enormous heights.  Giving birth in a hospital, as opposed to one's own home, can be very costly, and doctors, hospital services, and more are not necessarily cheaper just because someone pays through insurance, though reducing client costs are the alleged purpose of this separate industry.

Yes, sometimes paying for something related to medications, doctor's appointments, or hospitals can be more expensive when using the insurance that is purchased to alleviate such costs.  It might temporarily channel revenue to those in control of organizations, but marking up prices just for the sake of greed and charging people more if they have insurance in an utterly predatory, deceptive attempt to make it seem like they are still paying less are inherently irrationalistic practices.  To do this, someone must assume that greed is morally good or at least neutral, or they must pursue gratuitous wealth at the expense of others without regard for whether they are making any philosophical errors.  Something as gratuitous and emotionalistic as greed cannot be wholeheartedly pursued as one pursues alignment with reason, not that this will deter the typical person who submits to enslavement to wealth in all likelihood.  

Doctors, their receptionists, those who produce or ship the materials to be used in hospitals and clinics, and more of course would deserve to be compensated well for their work if professional labor deserves livable pay, especially if it is specialized.  Everyone who works in the healthcare industry would deserve compensation scaled to their role, but livable for all.  Charging clients for these services is not the same as treating them as nothing more than a source of income to be tossed aside when more cannot be pried out, and so there is nothing exclusive about generating money through healthcare and not oppressing clients. As more Americans begin to notice the ways that so many of their workplaces are objectively structured, by Biblical standards, to exploit them, they also need to recognize that practices like planned obsolescence or the predatory practices more unique to the medical industry exploit those paying for goods and services as well.